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Legal Agreement & User Terms

Terms of Service

Welcome to LMS Studio. Please read these terms carefully before accessing or using our interactive courses, bKash payment checkout, curriculum resources, and learning services.

Last Updated: September 10, 2026 Applicable in Bangladesh & Worldwide Version 2.4 (Active)

1. Acceptance of Terms

Binding agreement between user and LMS Studio

By creating an account, browsing courses, enrolling, or submitting payments on the LMS Studio platform (the "Service"), you acknowledge that you have read, understood, and agreed to be legally bound by these Terms of Service, our Privacy Policy, and any additional terms applicable to specific offerings.

If you do not agree to these Terms, you must immediately discontinue using our website and services. We reserve the right to revise these Terms at any time. Your continued use of the platform following the posting of changes signifies your acceptance of the updated terms.

Eligibility

You must be at least 13 years old (or the age of legal majority in your jurisdiction) to use this platform. If you are under 18, you may only use the Service with the involvement and consent of a parent or legal guardian.

2. User Accounts & Security

Registration, credential safeguarding, and authorized access

To enroll in courses, access interactive assignments, and obtain verifiable completion certificates, you must register for an account by providing accurate, current, and complete information.

  • Account Confidentiality: You are solely responsible for maintaining the confidentiality of your password and credentials.
  • No Account Sharing: Each enrollment grants personal, non-transferable access. Sharing student credentials or streaming courses to multiple concurrent unauthorized viewers is strictly prohibited.
  • Unauthorized Access: You must immediately notify LMS Studio support if you suspect any unauthorized access or breach of your account security.

3. Enrollment & Payments (bKash & Stripe)

BDT currency transactions, gateways, and promotional pricing

Course prices are displayed in Bangladeshi Taka (৳ BDT) and/or US Dollars ($ USD). When purchasing a course:

  • bKash বিকাশ Payment Gateway: We provide native integration with bKash for instant mobile payments in Bangladesh. You represent that you are the lawful owner or authorized user of the bKash wallet number used. All bKash transactions generate a unique Transaction ID (TrxID) for verification.
  • Stripe International Payments: Credit and debit card transactions are encrypted and processed securely through PCI-DSS compliant Stripe checkout.
  • Free Courses: Courses marked with a "FREE" badge do not require any payment gateway interaction and grant instant 1-click lifetime enrollment.
  • Promotional Sale Pricing: Promotional discounts and strikethrough prices reflect limited-time sale offerings. The final payable amount displayed at checkout represents the full price charged.
Lifetime Course Access

Once payment is confirmed or free enrollment is claimed, you receive uninterrupted lifetime access to the curriculum, videos, and quizzes as long as the platform remains active.

4. Refund & Cancellation Policy

Standard terms for refund eligibility and processing

We strive to provide world-class curriculum quality. If you are unsatisfied with a paid course, our refund policy applies as follows:

  • 7-Day Window: Refund requests must be submitted within seven (7) calendar days of initial course purchase.
  • Completion Threshold: To prevent abuse, refund requests are only eligible if you have viewed less than 20% of the course videos and have not downloaded the final course completion certificate.
  • bKash Refunds: Approved bKash refunds are returned to the originating bKash wallet number minus standard gateway transaction fees within 5–7 business days.
  • Free Courses: Free enrollments carry no monetary value and are not subject to monetary refunds.

5. Intellectual Property & Licenses

Copyright protections for video lectures, code samples, and materials

All content published on LMS Studio—including but not limited to video streams, source code exercises, quiz questions, PDF certificate templates, branding, and user interface graphics—is the exclusive intellectual property of LMS Studio or its licensed instructors.

Upon enrollment, you are granted a limited, personal, non-exclusive, non-transferable license to view the course content for educational, non-commercial purposes. You may not rip, scrape, redistribute, sell, broadcast, or republish any video or course assets without prior written consent.

6. Instructor Terms & Content Rights

Rules governing course publishing, quality benchmarks, and revenue shares

Instructors publishing masterclasses on LMS Studio agree that:

  • Ownership & Rights: You own or possess the necessary rights and permissions to distribute all submitted video, audio, and text materials.
  • Compliance with Law: Your content complies with local legal regulations in Bangladesh and does not violate third-party copyrights or trademarks.
  • Distribution License: Instructors grant LMS Studio the worldwide license to host, stream, transcode, and promote published courses across marketing channels.

7. Code of Conduct & Acceptable Use

Community standards for reviews, forums, and interactive Q&A

Users must treat peers and instructors with dignity. Prohibited activities include:

  • Harassment & Abuse: Posting abusive, defamatory, harassing, or hate-speech comments in Q&A discussion forums.
  • Platform Security Exploits: Attempting to probe, scan, exploit, or reverse-engineer the LMS Studio API or backend microservices.
  • Payment Fraud: Submitting fraudulent bKash TrxIDs or attempting chargeback scams.

8. Disclaimers & Limitation of Liability

Warranty limits and service availability

The Service and all educational curricula are provided on an "as is" and "as available" basis without warranties of any kind. While we strive for 99.9% uptime and smooth video streaming via our distributed object storage, we do not guarantee that the service will be uninterrupted or error-free.

In no event shall LMS Studio or its directors, employees, or instructors be liable for indirect, incidental, or consequential damages arising from the use or inability to use our platform.

9. Suspension & Termination

Account closure protocols for policy violations

We reserve the right to suspend or terminate your account and access to the Service at our sole discretion, without prior notice, for violations of these Terms, non-payment, fraud, or conduct harmful to other learners.

You may close your account at any time by contacting support. Termination of your account does not entitle you to refunds for completed courses.

10. Contact Information & Legal Inquiries

How to reach our legal and support department

If you have questions, notices, or concerns regarding these Terms of Service, please contact our team:

LMS Studio Legal Department

Email: [email protected] | Support: [email protected] | Headquarters: Dhaka, Bangladesh